Instant AI upgrade
for your books & billing
Take full control of invoicing, AR, expenses and financial reporting in one platform — driven from WhatsApp or a clean dashboard.
No credit card required · Cancel anytime
1. Create invoice 2. View overdue 3. Today's report
Want to make this recurring? Reply yes.
Loved by finance teams using
Zoho
Stripe
QuickBooks
WhatsApp
Xero
RazorpayRaise a GST invoice in 12 seconds.
Type the customer, amount and description. Kashgram drafts a tax-compliant invoice in your accounting platform, attaches a Razorpay or Stripe payment link, and delivers it on WhatsApp and email — all from a single chat.
- One-line creation“invoice acme 24500 retainer” — done.
- Recurring invoicesDaily, weekly, monthly or custom intervals with an end date or N occurrences.
- Multi-channel deliverySent on WhatsApp + email to customer and you, with the payment link inline.
- Books-of-record syncLands in Zoho Books, Xero or QuickBooks as a real invoice, not a copy.
Stop chasing. Start collecting.
Kashgram watches your receivables and chases overdue customers on WhatsApp — politely, persistently, and always with a payment link attached.
Daily AR digest
Every morning, see what's overdue — bucketed 0-30, 30-60, 60+ days, with one-tap actions.
Auto-reminders
Polite, escalating WhatsApp + email reminders fire on day 3, 7, 14 — or your own schedule.
Promise-to-pay tracking
When a customer commits a date, Kashgram parks the reminder and revives it the day after.
Auto-reconciliation
Razorpay webhooks mark invoices paid the moment money lands. Bank deposits sync from your books.
Capture every rupee going out.
Forward a vendor bill from email, snap a receipt on WhatsApp, or post a manual journal with a debit / credit picker against your full chart of accounts. Kashgram handles the rest.
- AI bill extractionVendor, GST breakdown, line items and due date — read from PDF, image or email.
- Vendor payoutsApprove a single payout or batch via Razorpay Route, straight from chat.
- Manual journalsPick debit and credit accounts from your full COA. Multi-line, multi-currency.
- Credit & debit notesAdjust sales or purchase invoices with proper notes that flow into your books.
Boardroom-grade statements, on tap
Pull P&L, Balance Sheet, Trial Balance or General Ledger for any period — monthly, quarterly or yearly — with multi-year comparisons. Download as Excel or PDF.
Profit & Loss
Any period, monthly / quarterly / yearly, with prior-year comparisons.
Balance Sheet
Point-in-time snapshot with side-by-side comparison columns.
Trial Balance
Account-level debits and credits, exportable in one click.
General Ledger
Full GL for any range — filter by account, drill into every line.
One place for every finance workflow
Sales invoicing
GST / VAT-ready invoices with Razorpay or Stripe links — raised in seconds from chat or web.
Recurring invoices
Daily, weekly, monthly or custom schedules with an end date or fixed occurrences.
AR & collections
Daily overdue digest, polite auto-chasers and promise-to-pay tracking, all via WhatsApp.
Expenses & bills
Snap a receipt or forward a vendor bill. AI extracts vendor, GST, line items and posts it.
Payouts
Approve vendor and salary payouts from chat. Razorpay Route handles the rail.
Manual journals
Post multi-line journals with debit / credit pickers across your full chart of accounts.
Credit & debit notes
Adjust sales or purchase invoices with proper notes that flow into your books.
Financial reports
P&L, Balance Sheet, Trial Balance and General Ledger — any period, monthly / quarterly / yearly, with multi-year comparisons.
GST e-invoicing & returns
Push invoices to NIC IRP for IRN + QR, and generate GSTR-1, 3B, 2B and 9 in the GSTN-ready format — straight from WhatsApp or the dashboard.
Excel & PDF exports
Download every report as a branded Excel workbook or print-ready PDF.
Voice & photo input
Talk to the bot or send a photo. We transcribe, understand and act on it.
Multi-currency
INR, USD, GBP, EUR and AUD with live FX. Localized pricing and tax labels.
Books-of-record sync
Two-way sync with Zoho Books — Xero & QuickBooks next. No CSV gymnastics.
Connects to the tools you already trust
ZohoStripeQuickBooksWhatsAppXeroRazorpaySimple, flat pricing
Prices localized for India. Switch currency above.
- Unlimited invoices via WhatsApp
- Recurring invoice schedules
- GST / VAT ready invoicing
- Razorpay payment links
- Daily AR digest & auto-chasing
- Daily AI reports
- Connect 1 accounting system
Questions, answered
Do I need a Zoho / Xero / QuickBooks account?+
If you already use one, just connect it. If not, we'll help you create a fresh organisation during onboarding.
Which regions are supported?+
India is live with Zoho Books and Razorpay. US, UK and Australia (with Xero, QuickBooks and Stripe) are launching soon.
Is the WhatsApp number official?+
Yes. Kashgram uses the WhatsApp Cloud API from Meta on +91 97127 90520, with verified business templates.
How does payment tracking work?+
Invoices include a Razorpay link — we mark them paid via webhook the moment money lands. For other channels, we sync from your accounting system's bank feed.
Can I set up recurring invoices?+
Yes. From WhatsApp or the dashboard, schedule daily, weekly, monthly or custom intervals with an end date or fixed occurrence count.
Run your books from the app you already check.
Stop logging into accounting software. Start collecting faster, with less effort.